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Texas Car Insurance Guide

The Texas Department of Insurance has published a guide which gives basic information about car insurance in Texas and issues involving Texas automobile insurance.

The guide discusses the minimum limits required for auto liability insurance, proof of financial responsibility requirements, and penalties for driving without insurance. It also outlines auto insurance coverages including liability coverage, coverage for damage to your vehicle (collision and comprehensive), increased limits, medical payments coverage, personal injury protection coverage, uninsured motorist coverage, towing and labor coverage, and rental reimbursement coverage.

The guide also gives some tips regarding shopping for insurance, issues regarding young drivers, factors that affect your insurance rate, driving out of state, deductibles, what happens if you buy a car, what your lender may require if you owe money on a car, and many other issues about car insurance in Texas.

To access the guide, follow this link, Texas Department of Insurance – Auto insurance guide.

Since 1998, Hemphill Insurance Agency in Fort Worth Texas has been writing quality affordable auto insurance through multiple carriers. As an independent agent, we can look for the best rate for your car insurance. Affordable monthly premium payments are available. If you have questions about auto insurance or would like a free quote with no obligation, call us at (817) 923-2001 or visit our website at

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