Call Us (817) 923-2001 ☰ ˟
Logo
Call Us (817) 923-2001
  • Home
  • Get a Quote
  • About Us
    • About Us
    • Contact Us
    • Privacy Policy
  • Resources
    • Important Links
    • Insurance Glossary
    • News Center
  • Map
  • Make a Payment
  • FAQ
Home > Blog > Credit Scoring and Insurance - Texas
SUNDAY, JUNE 23, 2013

Credit Scoring and Insurance - Texas

Many auto insurance and home insurance companies use insurance credit scoring to decide if they'll write a policy and how much to charge. Texas law allows insurance credit scoring under certain circumstances.

Senate Bill 14 (78th Texas Legislature, Regular Session, 2003) made provisions for the use of credit information by the insurance industry but mandated that the Texas Insurance Commissioner regulate its use. In November 2003, the Texas Department of Insurance adopted initial rules regarding the use of credit information by insurers in Texas. These rules, along with the statutory provisions in SB 14, are among the strongest in the country regulating the use of credit information.

For more information about how credit insurance scoring may be used and what insurance companies use credit insurance scoring, follow this link to the Texas Department of Insurance web page,
Texas Dept. of Insurance - Credit Scoring & Insurance .

Hemphill Insurance Agency writes auto insurance and home insurance in Fort Worth  and North Texas. We have policies and rates available through insurance comapnies which use credit scoring and policies and rates through insurance companies which do not use credit scoring.  We search through dozens of insurance programs to find you the best rate for the coverage you need.  For more information or to get a quote, call us at (817) 923-2001.

Posted 2:17 PM

Tags: auto insurance, home insurance, fort worth, texas, credit scoring, insurance
Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2016
  • 2015
  • 2014
  • 2013

  • fort worth(27)
  • insurance(16)
  • texas(13)
  • auto insurance(11)
  • home insurance(11)
  • progressive(6)
  • discounts(4)
  • home(3)
  • car insurance(3)
  • business insurance(3)
  • homeowners insurance(3)
  • progressive insurance(2)
  • auto liability insurance(2)
  • homeowners(2)
  • rv insurance(2)
  • motorcycle insurance(2)
  • community(2)
  • liability(2)
  • quote(2)
  • commercial vehicle(2)
  • auto(2)
  • coverage(2)
  • mobile food vendor(1)
  • old american(1)
  • fort worth insurance(1)
  • insurance id card(1)
  • faq(1)
  • national lloyds(1)
  • cheapest(1)
  • flood(1)
  • crowley texas(1)
  • north texas youthful operator(1)
  • johnson county(1)
  • financial responsbility(1)
  • catering truck(1)
  • model train(1)
  • 76119(1)
  • replacement cost(1)
  • dallas(1)
  • home inventory checklist(1)
  • frequently asked questions(1)
  • renters insurance(1)
  • young driver(1)
  • motorcycle(1)
  • actual cash value(1)
  • foremost(1)
  • auto insurance home insurance business insurance(1)
  • savings(1)
  • homeowners insurance in fort worth texas(1)
  • ride sharing(1)

View Mobile Version
Carrier Carrier Carrier Carriernational llyods logoCarrier Carrier
Home| Get A Quote| FAQ| Blog| Contact Us| About Us
3121 Hemphill St. | Fort Worth, TX 76110
P: (817) 923-2001 | F: (817) 923-5111

Royal Lane Enterprises Inc dba Hemphill Insurance Agency | License 7191

Social Social Social Social
Logo

Powered by Insurance Website Builder