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Hemphill Insurance Agency Blog: replacement cost

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It is important to know whether your Home Insurance affords Replacement Cost or only settles losses for their Actual Cash Value. Replacement Cost is what you would pay to rebuild or repair your home, based on current construction costs. Replacement cost is different from market value and does not include the value of your land. READ MORE >>

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Royal Lane Enterprises, Inc. dba Hemphill Insurance Agency
Texas Department of Insurance Agent License #7191