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Hemphill Insurance Agency Blog: fort worth

View the latest blog posts from Hemphill Insurance Agency.

For most of us, our home is our biggest investment.  Homeowners insurance protects you from financial loss to your home from a covered loss.  It is important to know what's covered and what's not.  This article deals with some common questions about homeowners insurance in Texas. READ MORE >>

Texas law requires people who drive in Texas to pay for the accidents they cause. Most drivers do this by buying auto liability insurance. This article is about auto  liability insurance.  Liability insurance pays to repair or replace the other driver’s car and pays other people’s medical expenses when you are at fault in an accident. READ MORE >>

Whether your new to Fort Worth Texas or have lived here for years, you have a lot of choices in where to place your insurance for your auto, home or business.  Hemphill Insurance Agency has been in Fort Worth since 1998. READ MORE >>

The Texas Department of Insurance has published an article which gives basic information about  auto insurance in Texas and issues involving Texas auto insurance. The article discusses the minimum limits required for auto liability insurance, proof of financial responsibility requirements... READ MORE >>

The Fort Worth Police Department Commercial Vehicle Enforcement Unit is conducting its summer-long high visibility traffic enforcement program called TACT (Ticketing Aggressive Cars and Trucks) to reduce major crashes involving large commercial vehicles. Fort Worth has seen a reduction in crashes involving commercial vehicles this year. READ MORE >>

The Fort Worth Star Telegram recently had Mike Hale, President of the Arlington Board of Realtors to write about frequently asked questions from first time home buyers.  He focused on four including questions about timing, how to start the home buying process, basics on the different types of mortgages, and what to offer for a house. READ MORE >>

Do you know how much the deductible is on your homeowners insurance policy? It pays to know.  There is a trend among Texas insurance companies to raise your deductible, particularly your wind and hail deductible.  If your insurance company has recently raised your deductible, it may be time to shop. READ MORE >>

The renewal bill from the insurance company arrives, and lo and behold it's a lot higher than last year's.   What gives? There are many reasons it may have increased, and it may be time to shop for a different insurance company. READ MORE >>

Many auto insurance and home insurance companies use insurance credit scoring to decide if they'll write a policy and how much to charge. Texas law allows insurance credit scoring under certain circumstances. READ MORE >>

 Keeping an inventory of the items in your house can be helpful if you have an insurance claim The Texas Department of Insurance has published a home inventory checklist to help you record an inventory of your household contents.  Preparing a list before something happens is easier than trying to write a list from memory later. READ MORE >>

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Royal Lane Enterprises, Inc. dba Hemphill Insurance Agency
Texas Department of Insurance Agent License #7191